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$385,000
$158/sqft
HOA: $1,300/anTaxes: $9,904/yr0d on market
4 Beds|3 Baths|2,439 Sq Ft|Built 2021|3 Car Garage

Key Features

Single Story3-Car Garage
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🔥 Just listed — this home matches what most buyers are looking for in this area.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Updated today

Buyer Insights are informational only — always verify with your agent.

Tucked inside Ruskin's sought-after Spencer Creek community, 1565 Colding Drive offers the kind of flexible, comfortable living that growing families and remote workers have been searching for in the Tampa Bay area. This spacious 4 bedroom plus office home backs to a peaceful pond view, giving the backyard a serene, open feel that makes outdoor living that much more enjoyable. Inside, the thoughtfully designed floor plan connects the main living and dining areas to the kitchen in a natural, easy flow perfect for everyday life and entertaining. The primary suite offers a private retreat with an en-suite bathroom and generous closet space, while three additional bedrooms and a dedicated office provide flexibility for whatever your lifestyle demands. Spencer Creek residents enjoy access to a clubhouse, pool, dog park, playground, and basketball court, making this a community that truly has something for everyone. Situated in the rapidly growing South Shore corridor with convenient access to US-41, US-301, and I-75, you are minutes from Apollo Beach, E.G. Simmons Regional Park, waterfront dining, shopping, and everyday conveniences, with an easy commute to Downtown Tampa, Brandon, and Riverview. Space, community, and location all in one. Schedule your showing today!

City
RUSKIN
Subdivision
SPENCER CRK PH 2
County
Hillsborough
Zip Code
33570

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
2,439 sqft
Construction
Brick
Roof
Shingle
Flooring
Laminate
Pool
No
HOA
$1,300 / Annually
  • Ceiling Fans(s)
  • Sidewalk
  • Dishwasher
  • Microwave
  • Refrigerator
  • Inside
  • Sewer Connected
  • Water Connected
Bedrooms
4
Bathrooms
3
Year Built
2021
Construction
Brick
Flooring
Laminate
Roof
Shingle
Garage Spaces
3
Cooling
Central Air
Heating
Central
Waterfront
No
Pet Restrictions
Cats Ok, Dogs Ok
Lot Size
0.17 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$9,904

Association Fees

  • HOA Fee

    Spencer Creek Community Association / Linda

    $1,300/ Annually

Down Payment20% — $77,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$1,947
HOA Fee
$108
Est. Property Tax
$825
Est. Insurance
$128
Total Est. Monthly Cost$3,009

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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