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$695,000
$230/sqft4% reduced
HOA: NoneTaxes: $3,696/yr87d on market

Englewood

280 W COWLES ST, ENGLEWOOD, FL, 34223

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3 Beds|3 Baths|3,016 Sq Ft|Built 2006|4 Car Garage

Key Features

4-Car GarageFireplace
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💡 Price recently reduced — this could be a great opportunity to negotiate.

Acreage
Lot Size
0.5 acres
Lot Sqft
21,704 sqft
Lot Features
Corner Lot
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 4% ($30,000 off original)
  • 87 days on market

Buyer Insights are informational only — always verify with your agent.

Lender paid 1-0 Buydown Interest Rate by using our preferred lender! Discover a truly one-of-a-kind custom-built estate on a rare half-acre corner lot in the heart of Englewood. Designed and constructed by its original owner, this home combines timeless architecture, rustic charm, and exceptional functionality. The exterior is highlighted by a stunning original red metal roof that extends across both the main home and the adjacent workshop. Inside, beautiful hardwood floors flow throughout the living areas and bedrooms, while tile flooring accents the bathrooms and laundry room. Offering 3 bedrooms, 3 bathrooms, and over 3,000 square feet of living space, the home features a spacious great room with a striking two-sided elevated gas fireplace shared between the living room and kitchen. The kitchen showcases beadboard maple cabinetry, porcelain tile countertops, a center island, and a pass-through window to the expansive screened lanai. Outdoor living with a 600-square-foot screened porch complete with a built-in bar, gas grill, refrigerator, sink, and fire pit—perfect for entertaining while enjoying Gulf breezes. The spacious half-acre property also offers room for a pool, boat storage, and RV parking. The flexible second floor includes a bedroom, full bath, loft-style living area plumbed for a kitchenette or wet bar, bonus room, and a private sun deck, offering endless possibilities for guests, hobbies, or additional living space. Built for peace of mind with hurricane-impact windows and garage doors, a whole-house generator, 500-gallon propane tank, city water and sewer, and a deep well. Car enthusiasts and hobbyists will appreciate the massive 42' x 30' workshop/garage with room for multiple vehicles, high ceilings, additional storage, and abundant covered parking. Located in a low-traffic neighborhood where golf carts are welcome, you'll be just minutes from historic Dearborn Street, Lemon Bay, boat ramps, beaches, parks, shopping, dining, and community events. This exceptional property offers a rare combination of acreage, character, workspace, and Florida lifestyle living.

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
3,016 sqft
Construction
Stucco
Roof
Metal
Flooring
Ceramic Tile, Wood
Pool
No
HOA
None
  • Ceiling Fans(s)
  • Primary Bedroom Main Floor
  • Stone Counters
  • Walk-in Closet(s)
  • Window Treatments
  • Outdoor Grill
  • Rain Gutters
  • Storage
  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Range
  • Range Hood
  • Refrigerator
  • Washer
  • Laundry Room
  • Patio
  • Screened
  • Side Porch
  • Corner Lot
  • Cable Available
  • Electricity Connected
  • Natural Gas Connected
  • Sewer Connected
  • Water Connected
Bedrooms
3
Bathrooms
3
Year Built
2006
Construction
Stucco
Flooring
Ceramic Tile, Wood
Roof
Metal
Garage Spaces
4
Cooling
Central Air
Heating
Central
Waterfront
No
Pet Restrictions
Yes
Lot Size
0.5 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$3,696
No HOA fees on this listing.
Down Payment20% — $139,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$3,514
HOA Fee
$0
Est. Property Tax
$308
Est. Insurance
$232
Total Est. Monthly Cost$4,054

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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