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ActiveWATERFRONTNO CDD
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$529,000
$432/sqft4% reduced
HOA: $1,109/moTaxes: $3,582/yr140d on market
2 Beds|2 Baths|1,224 Sq Ft|Built 1989

Key Features

Canal FrontWater ViewSingle StorySpa/Hot Tub
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💡 Price recently reduced — this could be a great opportunity to negotiate.

Waterfront & Dock
Waterfront
Canal - Saltwater
Water Frontage
40 ft
Water Body
SALTWATER CANAL TO ICW
Dock
Yes
Dimensions
40x3.5
Description
Dock - Wood, Dock W/electric, Dock W/water Supply
Golf Course
Feature
Golf Carts Ok
Community
Yes
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 4% ($20,900 off original)
  • 140+ days on market — seller may be motivated

Buyer Insights are informational only — always verify with your agent.

Boaters—this is the one you’ve been waiting for! An unbeatable value in coveted Smugglers Landing, this top-floor waterfront 2BR/2BA condo includes your own 40’ sailboat-water dock—a rare find that lets you ditch the marina fees and step straight into the Florida boating lifestyle. Located in historic Cortez and just a few blocks from the award-winning beaches of Anna Maria Island, this residence puts the very best of coastal living right at your fingertips. Inside, you’ll love the bright, breezy floor plan with panoramic canal views, glowing sunsets, and even the occasional manatee drifting by. Start your mornings with coffee on the cozy front lanai and wind down in the evening in the Florida room, complete with upgraded power hurricane shutters for energy efficiency and peace of mind. And yes—this unit sustained no hurricane damage. The newly renovated gourmet kitchen is a showstopper, featuring sleek quartz counters, contemporary soft-close cabinetry, stainless steel appliances, a large workstation sink, LED lighting, ceramic tile, and a full pantry. The spacious primary suite offers serene water views, slider access, and an expanded walk-in closet with attic storage. The guest bedroom—currently used as a home office—is bright and generous in size. Both bathrooms have been tastefully updated with new plumbing and granite-topped vanities. Extra perks include floating living-room shelving, tube-style skylights, two under-building assigned parking spaces, private storage, and overhead kayak storage. Smugglers Landing delivers resort-style living with two heated pools, a hot tub, fitness room, clubhouse, pickleball/tennis, and a private sailboat-water canal. Walk to two popular waterfront restaurants and enjoy the assurance of an association that has already completed all state-required engineering studies. Your coastal dream lifestyle—and an exceptional boater’s bargain—awaits.

City
CORTEZ
County
Manatee
Zip Code
34215

Neighborhood

Map unavailable

Type
Condominium
Living Area
1,224 sqft
Construction
Block, Stucco
Roof
Membrane, Shingle
Flooring
Carpet, Ceramic Tile
Pool
No
HOA
$1,109 / Monthly
  • Built-in Features
  • Cathedral Ceiling(s)
  • Ceiling Fans(s)
  • High Ceilings
  • Living Room/dining Room Combo
  • Solid Surface Counters
  • Solid Wood Cabinets
  • Split Bedroom
  • Thermostat
  • Vaulted Ceiling(s)
  • Walk-in Closet(s)
  • Window Treatments
  • Balcony
  • Lighting
  • Outdoor Grill
  • Outdoor Shower
  • Rain Gutters
  • Sliding Doors
  • Sprinkler Metered
  • Storage
  • Tennis Court(s)
  • Dishwasher
  • Disposal
  • Dryer
  • Electric Water Heater
  • Ice Maker
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Electric Dryer Hookup
  • Inside
  • Laundry Room
  • Washer Hookup
  • Covered
  • Enclosed
  • Front Porch
  • Screened
  • Floodzone
  • In County
  • Landscaped
  • Level
  • Sidewalk
  • Paved
  • Bb/hs Internet Available
  • Cable Available
  • Public
  • Association Recreation - Owned
  • Buyer Approval Required
  • Clubhouse
  • Community Mailbox
  • Fitness Center
  • Golf Carts Ok
  • Pool
  • Tennis Court(s)
  • Street Lights
  • Canal Front
  • Dock
  • Clubhouse
  • Elevators
  • Fitness Center
  • Maintenance
  • Pickleball Court(s)
  • Pool
  • Spa/hot Tub
  • Tennis Court(s)
  • Common Area Taxes
  • Pool
  • Escrow Reserves Fund
  • Fidelity Bond
  • Insurance
  • Maintenance Structure
  • Maintenance Grounds
  • Pest Control
  • Trash
  • Storage
  • Tennis Court(s)
Bedrooms
2
Bathrooms
2
Year Built
1989
Construction
Block, Stucco
Flooring
Carpet, Ceramic Tile
Roof
Membrane, Shingle
Garage Spaces
0
Cooling
Central Air
Heating
Central, Electric
Waterfront
Yes
Pet Restrictions
Yes
Lot Size
0 acres
Senior Community
No
Building Elevator
Yes
Pet Size
Medium (36-60 Lbs.)
# of Pets
2
Max Pet Weight
999 lbs
Tax Year
2023
Annual Tax Amount
$3,582

Association Fees

  • HOA Fee

    Katie Tarbet, president

    $1,109/ Monthly

Down Payment20% — $105,800
Interest Rate6.50%
Loan Term
Est. Mortgage
$2,675
HOA Fee
$1,109
Est. Property Tax
$299
Est. Insurance
$176
Total Est. Monthly Cost$4,259

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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