ActiveNO CDD
$339,000
$206/sqft
HOA: $100/moTaxes: $3,922/yr0d on market

Waterford

7905 CHARING CROSS WAY, PALMETTO, FL, 34221

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3 Beds|2 Baths|1,647 Sq Ft|Built 2005|2 Car Garage

Key Features

Single Story
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🔥 Just listed — this home matches what most buyers are looking for in this area.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Updated today

Buyer Insights are informational only — always verify with your agent.

Short Sale. MOVE-IN READY with a NEWER ROOF, NEWER A/C, NEWER kitchen appliances AND a valuable transferable home warranty! Welcome to 7905 Charing Cross Way, a 3-bedroom, 2-bath home offering over 1,600 heated square feet on a desirable corner lot in the Waterford community. Inside, a neutral color palette, tile and carpet flooring, and a comfortable, functional floor plan make this home easy to move right into. The kitchen features new appliances installed in November 2025, while the indoor laundry room adds everyday convenience. The spacious primary suite features two walk-in closets and a private en-suite bath. An attached two-car garage and oversized driveway provide plenty of parking and additional storage. Tucked away with peaceful conservation and pond views, the home's corner-lot setting offers an added sense of privacy surrounded by nature. Step outside to the screened lanai and enjoy the tranquil backdrop—a perfect spot for morning coffee or unwinding at the end of the day. With HOA-maintained lawn and trees, you'll also enjoy less exterior maintenance to worry about. Several major improvements have already been completed, including a NEWER ROOF installed September 2024 with a 10-year warranty and a NEWER A/C installed January 2024 with a 10-year parts warranty. A partial vinyl fence was installed in January 2025 and includes a 2-year labor warranty and limited lifetime parts warranty. Even more peace of mind comes with a transferable Home Warranty valid through July 14, 2027. Enjoy the community pool located just one street away near the main entrance. HOA dues are only $100 per month, with NO master HOA and NO CDD fees. Everyday conveniences are close by, with Gateway shopping center approximately one mile away offering Publix, restaurants and other services. Golfers will appreciate two golf courses within approximately two miles, while elementary, middle and multiple charter school options are located within approximately 2.2 miles. Offered at $339,000. This property is being sold as a short sale and is subject to lender approval.

County
Manatee
Zip Code
34221

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
1,647 sqft
Construction
Block
Roof
Shingle
Flooring
Carpet, Tile
Pool
No
HOA
$100 / Monthly
  • Ceiling Fans(s)
  • High Ceilings
  • Open Floorplan
  • Primary Bedroom Main Floor
  • Solid Surface Counters
  • Split Bedroom
  • Walk-in Closet(s)
  • Private Mailbox
  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Inside
  • Laundry Room
  • Patio
  • Screened
  • Conservation Area
  • Corner Lot
  • Cul-de-sac
  • Cable Available
  • Electricity Connected
  • Sewer Connected
  • Water Connected
  • Pool
  • Pool
Bedrooms
3
Bathrooms
2
Year Built
2005
Construction
Block
Flooring
Carpet, Tile
Roof
Shingle
Garage Spaces
2
Cooling
Central Air
Heating
Central
Waterfront
No
Pet Restrictions
Yes
Lot Size
0.16 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
3
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$3,922

Association Fees

  • HOA Fee

    Judy Morrison

    $100/ Monthly

Down Payment20% — $67,800
Interest Rate6.50%
Loan Term
Est. Mortgage
$1,714
HOA Fee
$100
Est. Property Tax
$327
Est. Insurance
$113
Total Est. Monthly Cost$2,254

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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