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ActiveGATEDWATERFRONT
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$435,000
$198/sqft5% reduced
HOA: $908/quCDD: $1,973/yrTaxes: $6,735/yr135d on market

Coco Bay

8608 SAINT KITTS CIR, ENGLEWOOD, FL, 34224

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3 Beds|3 Baths|2,201 Sq Ft|Built 2024|2 Car Garage

Key Features

WaterfrontSingle Story
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💡 Price recently reduced — this could be a great opportunity to negotiate.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 5% ($24,900 off original)
  • 135+ days on market — seller may be motivated

Buyer Insights are informational only — always verify with your agent.

Welcome to this exceptional 3-bedroom plus den, 3 full bath single-family residence offering a rare combination of tranquil lake views and private preserve scenery. The serene setting, combined with the gentle movement of water and surrounding natural beauty, creates a peaceful retreat that's truly unmatched. A standout feature of this home is its rare, professionally landscaped lanai, beautifully designed in a Caribbean-inspired style. Complete with soothing water features, this outdoor retreat offers a truly resort-like setting-perfect for relaxing, entertaining, or enjoying peaceful privacy. The open floor plan and continuous tile flooring throughout the entire home create a seamless flow from room to room, enhancing both durability and modern style. Peace of mind comes with excellent elevation in an X flood zone, impact-resistant windows and sliders, and all the structural features required for coastal Florida living. The spacious chef's kitchen is a true highlight, offering quartz countertops, shaker-style cabinetry, and upgraded stainless-steel appliances-perfect for both everyday living and entertaining. The primary suite serves as a serene retreat with dual walk-in closets, dual sinks, a spacious tiled shower, and abundant natural light. Enjoy the added lifestyle benefit of catch-and-release fishing right from your backyard lake. Low HOA fees include landscape maintenance, grounds care, and internet service, making ownership simple and stress-free. Community amenities feature an impressive amenity center, resort-style swimming pool, fitness center, pickleball courts, and a playground, offering something for everyone.

Subdivision
COCO BAY
County
Charlotte
Zip Code
34224

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
2,201 sqft
Construction
Stucco
Roof
Shingle
Flooring
Ceramic Tile
Pool
No
HOA
$908 / Quarterly
  • Ceiling Fans(s)
  • High Ceilings
  • Open Floorplan
  • Solid Surface Counters
  • Walk-in Closet(s)
  • Window Treatments
  • Garden
  • Private Yard
  • Rain Gutters
  • Sidewalk
  • Sliding Doors
  • Dishwasher
  • Dryer
  • Microwave
  • Range
  • Refrigerator
  • Trash Compactor
  • Washer
  • Laundry Room
  • Bb/hs Internet Available
  • Electricity Connected
  • Clubhouse
  • Community Mailbox
  • Deed Restrictions
  • Fitness Center
  • Gated Community - No Guard
  • Irrigation-reclaimed Water
  • Pool
  • Sidewalks
  • Gated
  • Pickleball Court(s)
  • Playground
  • Pool
  • Cable Tv
  • Maintenance Grounds
  • Trash
Bedrooms
3
Bathrooms
3
Year Built
2024
Construction
Stucco
Flooring
Ceramic Tile
Roof
Shingle
Garage Spaces
2
Cooling
Central Air
Heating
Central, Heat Pump
Waterfront
Yes
Pet Restrictions
Cats Ok, Dogs Ok
Lot Size
0.16 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$6,735

Association Fees

  • HOA Fee

    Icon Management

    $908/ Quarterly

  • CDD Fee

    $1,973/ Annually

Down Payment20% — $87,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$2,200
HOA Fee
$303
Est. Property Tax
$561
Est. Insurance
$145
Total Est. Monthly Cost$3,209

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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